Auto Insurance Miles Driven Per Year

Some companies offer low mileage discounts to motorists who drive a lower than average number of miles a year.

Auto insurance miles driven per year. Find out the average miles driven per year by state age and gender plus how driving trends are playing out across the country. What is the car insurance mileage limit that will wind up costing more for commuters. While there are many factors that affect car insurance rates mileage does have an effect on car insurance rates. Best high yield savings accounts best cd rates best checking accounts best money market accounts best cash management accounts best bonuses and promotions best banks.

First the insurer creates a base rate based on standard insurance variables such as your age and your driving and claims history the type of vehicle you drive and where you live and in most states your credit history. More traffic almost always equals. You may be able to get car insurance discounts when you purchase a pay per mile auto insurance policy depending on the insurance company. Allstate pay per mile customers who drive an average of 1 000 10 000 miles a year.

How much of a low mileage discount can you get. The mileage cap typically falls between 7 500 and 15 000 miles per year. Find out the average miles driven per year by state age and gender plus how driving trends are playing out across the country. Higher car insurance rates.

How many miles you drive. Based on annual premium paid by allstate standard auto customers vs. For example both nationwide smartmiles and metromile. Car insurance by the mile is only partly based on how many miles you drive.

If your annual mileage generally does not exceed this range you should ask your car insurance company about a low mileage discount. The time of day night you drive. Low mileage and usage based car insurance discounts. If you re retired.

Online through a call center or with an agent. Does your annual mileage affect car insurance premiums. On the flip side drivers who drive more than 10 000 miles per year may pay more for car insurance.